Tag Archives: insurance

Why to Hire a Traffic Attorney: Insurance premium hikes $$$

Although you may have a clean driving record since you were in high school, a conviction for a moving violation may lead to an increased insurance premium. If you receive a summons for a Cell Phone or Speeding, hikes in premiums are likely to follow. Convictions will also lead to fines, and possible Driver Assessment fees.

Obviously, a conviction for driving drunk or impaired will also lead to increased insurance rates. One reason to hire an experienced traffic ticket attorney is to increase your chances of winning the ticket. If you are found not guilty, you will not get points or easy fines or pay more for insurance.

An experienced traffic ticket attorney, like those at Law Office of Michael Block will fight your tickets for moving violations. Call our office at 212-227-9008 to divert your summons.


Photo via Visual Hunt

NYC Traffic Ticket Lawyer| Driving Without Insurance

Driving without insurance is illegal in all 50 states.  It’s a serious offense with severe consequences.  There are still many drivers that drive without insurance everyday.  Driving without insurance is illegal because insurance helps cover the cost associated with an accident.  If you are involved in an accident, then insurance compensates drivers for damage done to their vehicles, medical bills, and possible lost wages.  If you’ve received a summons for driving without insurance, here’s what you need to know.

Fines and Penalties

If a police officer pulls you over and you are not properly insured, you might face heavy fines and possible jail time.  In New York operating a vehicle without insurance can result in 15 days of possible jail time and up to $1,500 in fines.  Your license may also be revoked for a year if you are found guilty.

If a police officer asks for proof of insurance and you fail to present them with one, then it is assumed that your vehicle is not insured.  Even worse, if you’re caught without insurance after an accident, then the driver can sue you personally for the damages involved.

What to do

If you receive a summons for driving without insurance, and you are actually insured then a lawyer may help you avoid unnecessary fines and possible license suspension.  Contact Michael Block at (212) 227-9008 or email MichaelBlock.Law@gmail.com with any questions.

*Photo Credit: “New York State Police Traffic Stop” By: dwightsghost

New York allows first ever digital insurance app with Geico

ALBANY – Some New York drivers will now be able to keep their proof of insurance on their smartphones.

The Cuomo administration announced that GEICO has become the first insurance company in New York allowed to provide customers with electronic identification cards for their smartphones and electronic devices. The e-card will be available to New York customers on the GEICO app starting Tuesday.

The state Department of Motor Vehicles changed its regulations in April to allow insurers to issue e-cards. The e-cards can be used when registering vehicles and during traffic stops.

*Photo Credit: “Get Out!” By: Michael Gil/Source: Flickr